Life
Many people think that life insurance is only for those with families. While it is true that life insurance can help provide for the needs of dependents when you pass away, it’s also important for someone starting out – or for someone who’s starting over. There are many different kinds of life insurance for many different kinds of protection needs.
Long Term Care
Most of us know at least one person who has stayed in a nursing home or needed professional home health care. The financial consequences of long-term health care can have a significant impact on a family’s savings and lifestyle. Studies show that 60% of the people who reach age 65 will need long-term care services during their lifetime, with 40% requiring a stay in a nursing home. As people live longer, those odds will increase.
Annuities
An annuity is a unique financial vehicle designed to help people accumulate money for their retirement and/or turn a lump sum of money into a guaranteed stream of income payments.
Auto
When it comes to auto insurance, there are some basic things you may already know. Like the fact that most states require it in order to drive, and that it can be expensive. But do you really understand the coverage you are paying for? Do you even know whether you have too much or too little coverage? Auto insurance policies are primarily designed to: Protect Others & Their Property, Protect You & Your Passengers, Protect Your Vehicle. Owning a car involves several risks. Auto Insurance is an essential and often legally required protection against these risks.
Homeowner’s
Homeowner’s insurance provides protection against losses that can arise from owning or renting your home. Losses to your property can be due to such events as storms, vandalism or fire, or theft of your personal property. In addition, you may be liable for accidents or injuries that occur on your property. Homeowner’s insurance varies depending on the type of home you have: Home – protection for your home’s structures, your personal property, as well as liability safeguards in case you are sued; Condo – protection for your personal property in your unit and legal responsibility; Renter’s – protection for your personal possessions within your apartment.
